Total Assets
206,315 bn VND
2021–2025
Revenue
14,828 bn VND
2021–2025
Net Profit
3,510 bn VND
2021–2025
Equity
16,744 bn VND
2021–2025
YOY GROWTH 2020 vs 2019
+25.5%
Assets Growth (%)
+28.1%
Equity Growth (%)
+25.1%
Revenue Growth (%)
+13.5%
Net Profit Growth (%)
B
75/100
FINANCIAL HEALTH
profitability: 25/25
leverage: 0/25
margin: 25/25
growth: 25/25
ANALYST CONSENSUS
Aggregates use stored analyst metadata from configured sources (e.g. fireant.vn); coverage is not comprehensive for all listed names. Each row includes source and URL.
OPINIONS (730D)
0
WITH TARGET
0
MEAN TARGET
—
MEDIAN TARGET
—
TARGET RANGE
—
REPORTS IN WINDOW
| Date | Firm | Rating | Target | Vs Mean | Source |
|---|---|---|---|---|---|
| No analyst rows stored yet for this ticker. Run ingestion or try again later. | |||||
JSON: /api/analyst/TPB
KEY RATIOS (2020)
20.96
ROE (%)
Net Profit After Tax / Owner's Equity × 100
1.7
ROA (%)
Net Profit After Tax / Total Assets × 100
23.67
Net Margin (%)
Net Profit After Tax / Revenue × 100
11.32
Debt/Equity
Total Liabilities / Owner's Equity
12.32
Equity Multiplier
Total Assets / Owner's Equity
DUPONT ANALYSIS
23.67
DuPont: Net Margin (%)
0.07
DuPont: Asset Turnover
12.32
DuPont: Eq. Multiplier
20.96
DuPont: ROE (%)
ROE = Net Margin × Asset Turnover × Equity Multiplier
📊 Analyst Consensus
No analyst coverage data available for TPB in the last 730 days.
Balance Sheet Bảng Cân Đối Kế Toán — 37 items, 13 years · values in tỷ đồng
| Line Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TOTAL ASSETS (Bn. VND) | 505,902 | 418,028 | 356,634 | 328,634 | 292,827 | 206,315 | 164,439 | 136,179 | 124,119 | 106,311 | 76,221 | 51,478 | 32,088 |
| Cash and cash equivalents (Bn. VND) | 1,704.7 | 1,292.7 | 2,338.6 | 2,426.9 | 2,553.3 | 2,214.3 | 1,654.5 | 1,332.0 | 1,177.0 | 815.1 | 621.5 | 386.7 | 294.8 |
| Balances with the SBV | 20,460 | 22,708 | 9,213.8 | 11,989 | 18,040 | 9,108.8 | 7,760.9 | 4,692.7 | 2,364.1 | 1,362.3 | 1,227.4 | 5,048.0 | 226.5 |
| Placements with and loans to other credit institutions | 103,388 | 70,521 | 52,353 | 53,365 | 48,753 | 12,698 | 21,024 | 16,341 | 22,590 | 23,785 | 20,290 | 10,889 | 5,855.7 |
| Trading Securities, net | 2,119.5 | 1,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 145.2 | 174.4 |
| Trading Securities | 2,119.5 | 1,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 145.2 | 212.8 |
| Provision for diminution in value of Trading Securities | -0.08 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -38.5 |
| Derivatives and other financial liabilities | 333.7 | 0 | 0 | 203.2 | 0 | 77.3 | 13.0 | 0 | 0 | 29.1 | 11.2 | 0 | 8.0 |
| Loans and advances to customers, net | 302,186 | 247,239 | 202,586 | 159,160 | 139,463 | 118,085 | 94,435 | 76,295 | 62,748 | 46,234 | 27,978 | 19,640 | 11,809 |
| Loans and advances to customers | 305,817 | 250,331 | 205,262 | 160,993 | 141,228 | 119,991 | 95,644 | 77,185 | 63,423 | 46,643 | 28,240 | 19,839 | 11,926 |
| Less: Provision for losses on loans and advances to customers | -3,630.2 | -3,092.5 | -2,676.0 | -1,832.6 | -1,765.3 | -1,906.4 | -1,208.3 | -889.9 | -674.6 | -409.4 | -262.7 | -199.2 | -116.9 |
| Investment Securities | 51,613 | 59,472 | 65,336 | 74,377 | 62,405 | 48,095 | 26,075 | 24,900 | 25,465 | 29,883 | 21,579 | 13,989 | 12,184 |
| Available-for Sales Securities | 52,051 | 59,549 | 65,392 | 74,521 | 62,735 | 48,197 | 26,139 | 24,641 | 24,938 | 29,176 | 21,166 | 13,711 | 11,776 |
| Held-to-Maturity Securities | 0 | 44.7 | 44.7 | 44.7 | 44.7 | 44.7 | 44.7 | 801.2 | 994.2 | 1,019.6 | 604.1 | 509.5 | 437.6 |
| Less: Provision for diminution in value of investment securities | -437.9 | -122.0 | -100.4 | -188.7 | -375.2 | -146.9 | -108.7 | -543.0 | -467.3 | -313.0 | -190.9 | -231.3 | -30.0 |
| Long-term investments (Bn. VND) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9.4 | 10.0 |
| Other long-term assets (Bn. VND) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10.0 | 10.0 |
| Less: Provision for diminuation in value of long term investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.56 | 0 |
| Fixed assets (Bn. VND) | 1,212.7 | 1,221.9 | 1,058.9 | 1,205.4 | 788.6 | 708.8 | 571.0 | 300.1 | 250.8 | 144.4 | 134.0 | 79.0 | 68.4 |
| Tangible fixed assets | 748.9 | 856.7 | 729.4 | 903.4 | 512.9 | 475.6 | 369.0 | 202.9 | 174.9 | 100.4 | 99.7 | 59.4 | 55.1 |
| Intagible fixed assets | 463.8 | 365.2 | 329.5 | 302.0 | 275.7 | 233.2 | 202.0 | 97.2 | 75.9 | 44.0 | 34.3 | 19.6 | 13.3 |
| Other Assets | 21,786 | 14,807 | 23,656 | 25,727 | 19,865 | 14,284 | 11,863 | 11,054 | 8,944.0 | 3,381.8 | 4,380.0 | 1,291.6 | 1,457.5 |
| TOTAL RESOURCES (Bn. VND) | 505,902 | 418,028 | 356,634 | 328,634 | 292,827 | 206,315 | 164,439 | 136,179 | 124,119 | 106,311 | 76,221 | 51,478 | 32,088 |
| LIABILITIES (Bn. VND) | 459,853 | 380,434 | 323,891 | 296,395 | 266,840 | 189,570 | 151,364 | 125,558 | 117,442 | 100,630 | 71,422 | 47,241 | 28,387 |
| Due to Gov and borrowings from SBV | 1,641.6 | 238.3 | 338.4 | 433.4 | 564.1 | 697.9 | 828.0 | 4,752.2 | 1,082.2 | 1,500.3 | 2,018.0 | 0 | 0 |
| Deposits and borrowings from other credit institutions | 112,055 | 94,514 | 83,966 | 73,496 | 87,016 | 40,880 | 40,214 | 33,491 | 40,757 | 41,245 | 29,396 | 25,102 | 11,394 |
| Deposits from customers | 279,050 | 242,806 | 208,262 | 194,960 | 139,562 | 115,904 | 92,439 | 76,138 | 70,299 | 55,082 | 39,505 | 21,623 | 14,332 |
| _Derivatives and other financial liabilities | 0 | 131.3 | 66.2 | 0 | 77.7 | 0 | 0 | 108.6 | 84.4 | 0 | 0 | 17.9 | 0 |
| Funds received from Gov, international and other institutions | 140.5 | 93.6 | 74.3 | 164.9 | 401.7 | 688.6 | 706.0 | 247.2 | 132.5 | 1,211.9 | 0 | 89.2 | 0 |
| Convertible bonds/CDs and other valuable papers issued | 58,825 | 36,632 | 24,216 | 20,430 | 35,405 | 27,439 | 14,426 | 8,715.2 | 3,481.2 | 0 | 0 | 0 | 2,341.4 |
| Other liabilities | 8,140.1 | 6,018.9 | 6,968.6 | 6,910.6 | 3,813.2 | 3,961.4 | 2,750.4 | 2,105.0 | 1,606.0 | 1,590.1 | 503.1 | 408.8 | 320.7 |
| OWNER'S EQUITY(Bn.VND) | 46,049 | 37,594 | 32,743 | 32,239 | 25,987 | 16,744 | 13,075 | 10,622 | 6,676.7 | 5,681.5 | 4,798.7 | 4,236.5 | 3,700.7 |
| Capital | 27,740 | 26,420 | 22,016 | 18,379 | 18,379 | 9,859.2 | 7,882.7 | 8,510.5 | 5,552.2 | 5,040.1 | 4,527.2 | 4,527.2 | 4,527.2 |
| Reserves | 4,936.0 | 3,721.9 | 3,052.4 | 2,113.3 | 1,388.9 | 862.4 | 576.3 | 305.5 | 160.9 | 76.2 | 42.1 | 42.1 | 42.1 |
| Undistributed earnings (Bn. VND) | 9,629.5 | 7,452.9 | 7,674.2 | 11,747 | 6,219.7 | 6,022.9 | 4,615.7 | 1,805.7 | 963.6 | 565.2 | 229.3 | -332.8 | -868.7 |
| Paid-in capital (Bn. VND) | 27,740 | 26,420 | 22,016 | 15,818 | 15,818 | 10,717 | 8,565.9 | 8,565.9 | 5,842.1 | 5,842.1 | 5,550.0 | 5,550.0 | 5,550.0 |
| MINORITY INTERESTS | 3,742.8 | 0.10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Statement Báo Cáo Kết Quả Kinh Doanh — 28 items, 13 years · values in tỷ đồng
| Line Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (Bn. VND) | 30,751 | 25,949 | 28,562 | 21,811 | 17,427 | 14,828 | 11,851 | 9,373.8 | 7,324.6 | 5,173.7 | 3,321.4 | 2,331.5 | 1,680.0 |
| Revenue YoY (%) | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Attribute to parent company (Bn. VND) | 7,402.0 | 6,071.6 | 4,463.3 | 6,260.7 | 4,829.2 | 3,510.2 | 3,093.8 | 1,805.2 | 963.6 | 565.2 | 562.2 | 535.9 | 381.4 |
| Attribute to parent company YoY (%) | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest and Similar Income | 30,751 | 25,949 | 28,562 | 21,811 | 17,427 | 14,828 | 11,851 | 9,373.8 | 7,324.6 | 5,173.7 | 3,321.4 | 2,331.5 | 1,680.0 |
| Interest and Similar Expenses | -17,379 | -13,042 | -16,135 | -10,424 | -7,480.8 | -7,209.2 | -6,217.4 | -4,996.1 | -4,152.2 | -3,052.9 | -1,918.5 | -1,352.4 | -1,069.4 |
| Net Interest Income | 13,371 | 12,907 | 12,428 | 11,387 | 9,946.0 | 7,619.1 | 5,633.3 | 4,377.8 | 3,172.4 | 2,120.8 | 1,402.9 | 979.2 | 610.6 |
| Fees and Comission Income | 5,518.9 | 4,386.3 | 3,178.5 | 3,596.3 | 2,259.7 | 1,539.8 | 1,467.0 | 864.7 | 280.9 | 146.3 | 103.0 | 66.3 | 31.6 |
| Fees and Comission Expenses | -1,361.2 | -1,022.7 | -899.2 | -904.3 | -717.2 | -602.8 | -293.1 | -188.5 | -115.8 | -60.2 | -34.6 | -20.7 | -14.7 |
| Net Fee and Commission Income | 4,157.8 | 3,363.6 | 2,279.2 | 2,692.0 | 1,542.5 | 937.0 | 1,173.9 | 676.2 | 165.1 | 86.1 | 68.4 | 45.6 | 16.9 |
| Net gain (loss) from foreign currency and gold dealings | 694.0 | 318.9 | 779.2 | 410.2 | 373.4 | 408.1 | 43.9 | 81.3 | 10.2 | 58.0 | -48.8 | 35.3 | 11.7 |
| Net gain (loss) from trading of trading securities | 3.2 | 0.18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.4 | 20.4 |
| Net gain (loss) from disposal of investment securities | 178.6 | 1,094.9 | 855.8 | 426.3 | 1,409.7 | 710.7 | 910.7 | 352.0 | 222.6 | 46.3 | 109.9 | -21.1 | 21.0 |
| Net Other income/(expenses) | 1,139.0 | 1,229.2 | 872.3 | 1,324.9 | 495.8 | 1,096.6 | 1,027.0 | 149.3 | 45.4 | 5.5 | 37.8 | 133.7 | 212.1 |
| Other expenses | -676.9 | -875.3 | -977.6 | -622.8 | -250.0 | -402.4 | -319.4 | -9.7 | -6.1 | -7.8 | -17.9 | -28.7 | -6.9 |
| Net Other income/expenses | 462.1 | 353.9 | -105.3 | 702.1 | 245.8 | 694.3 | 707.6 | 139.6 | 39.4 | -2.3 | 20.0 | 104.9 | 205.2 |
| Dividends received | 128.0 | 0.04 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.9 | 4.2 | 3.5 |
| Total operating revenue | 18,995 | 18,038 | 16,237 | 15,617 | 13,517 | 10,369 | 8,469.5 | 5,626.8 | 3,609.7 | 2,308.9 | 1,555.2 | 1,151.5 | 889.3 |
| General & Admin Expenses | -6,573.4 | -6,278.9 | -6,701.5 | -5,945.3 | -4,570.7 | -4,197.3 | -3,303.3 | -2,846.7 | -1,941.6 | -1,330.6 | -794.8 | -665.2 | -423.1 |
| Operating Profit before Provision | 12,421 | 11,759 | 9,535.2 | 9,671.9 | 8,946.7 | 6,171.9 | 5,166.1 | 2,780.1 | 1,668.1 | 978.3 | 760.4 | 486.3 | 466.2 |
| Provision for credit losses | -3,190.3 | -4,159.2 | -3,946.3 | -1,843.6 | -2,908.5 | -1,783.4 | -1,297.9 | -522.3 | -462.4 | -271.7 | -134.8 | 49.6 | -84.8 |
| Profit before tax | 9,231.1 | 7,600.2 | 5,589.0 | 7,828.3 | 6,038.2 | 4,388.5 | 3,868.2 | 2,257.8 | 1,205.7 | 706.6 | 625.7 | 535.9 | 381.4 |
| Tax For the Year | -1,829.1 | -1,528.6 | -1,125.6 | -1,567.5 | -1,209.0 | -878.3 | -774.3 | -452.5 | -242.1 | -141.3 | -63.5 | 0 | 0 |
| Business income tax - current | -1,829.1 | -1,528.6 | -1,125.6 | -1,567.5 | -1,209.0 | -878.3 | -774.3 | -452.5 | -242.1 | -141.3 | -63.5 | 0 | 0 |
| Minority Interest | -1,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Profit For the Year | 7,402.0 | 6,071.6 | 4,463.3 | 6,260.7 | 4,829.2 | 3,510.2 | 3,093.8 | 1,805.2 | 963.6 | 565.2 | 562.2 | 535.9 | 381.4 |
| Attributable to parent company | 7,402.0 | 6,071.6 | 4,463.3 | 6,260.7 | 4,829.2 | 3,510.2 | 3,093.8 | 1,805.2 | 963.6 | 565.2 | 562.2 | 535.9 | 381.4 |
| EPS_basis | 3 | 2 | 2 | 4 | 3 | 4 | 4 | 3 | 2 | 1 | 1 | 1 | 1 |
Cash Flow Statement Báo Cáo Lưu Chuyển Tiền Tệ — 16 items, 13 years · values in tỷ đồng
| Line Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profits from other activities | -131.9 | -315.8 | -409.5 | 79.5 | -2.3 | 555.8 | 645.3 | 109.1 | 36.0 | -3.0 | 9.0 | 3.4 | 17.3 |
| Operating profit before changes in working capital | 12,015 | 10,064 | 8,374.9 | 9,499.2 | 7,937.1 | 5,826.5 | 5,341.5 | 2,789.8 | 1,866.8 | 963.9 | 516.9 | 599.7 | 312.9 |
| Net Cash Flows from Operating Activities before BIT | 26,178 | 40,343 | -7,879.4 | -1,705.9 | 34,229 | -13,231 | 8,755.7 | -5,120.0 | 2,272.6 | 2,798.7 | 3,763.1 | 9,039.9 | 3,870.4 |
| Purchase of fixed assets | -384.4 | -377.7 | -485.8 | -426.0 | -629.2 | -410.7 | -394.6 | -231.5 | -165.9 | -53.2 | -84.6 | -35.6 | -32.1 |
| Gain on Dividend | 0.18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.9 | 4.2 | 3.5 |
| Net Cash Flows from Investing Activities | 2,048.1 | -399.9 | -485.3 | -425.4 | -629.0 | -410.7 | -394.3 | -232.1 | -165.5 | -53.1 | -74.6 | -28.5 | -28.7 |
| Increase in charter captial | 0 | 0 | 0 | 0 | 3,283.5 | 390.7 | 0 | 2,190.4 | 0 | 403.1 | 0 | 0 | 0 |
| Cash flows from financial activities | 1,372.8 | 763.7 | 1,504.7 | -2,028.3 | 2,852.2 | 4,451.5 | -368.2 | 2,126.7 | 31.6 | 322.8 | 0 | 0 | 0 |
| Net increase/decrease in cash and cash equivalents | 29,599 | 40,707 | -6,860.0 | -4,159.6 | 36,452 | -9,190.0 | 7,993.2 | -3,225.3 | 2,138.8 | 3,068.3 | 3,688.5 | 9,011.4 | 3,841.8 |
| Cash and cash equivalents | 86,149 | 45,442 | 52,302 | 56,461 | 20,009 | 29,199 | 21,206 | 24,431 | 22,292 | 19,224 | 15,535 | 6,523.8 | 2,682.1 |
| Cash and Cash Equivalents at the end of period | 115,747 | 86,149 | 45,442 | 52,302 | 56,461 | 20,009 | 29,199 | 21,206 | 24,431 | 22,292 | 19,224 | 15,535 | 6,523.8 |
| Net cash inflows/outflows from operating activities | 26,178 | 40,343 | -7,879.4 | -1,705.9 | 34,229 | -13,231 | 8,755.7 | -5,120.0 | 2,272.6 | 2,798.7 | 3,763.1 | 9,039.9 | 3,870.4 |
| Proceeds from disposal of fixed assets | 0.18 | 0.25 | 0.48 | 0.63 | 0.17 | 1,000 | 0.27 | 0.30 | 0.46 | 0.06 | 0.65 | 3.0 | 0 |
| Investment in other entities | 2,432.2 | -22.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Proceeds from divestment in other entities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.5 | 0 | 0 |
| Dividends paid | -2,642.0 | -1,100.8 | -3,954.4 | 0 | 0 | 0 | -7.4 | -50.7 | 0 | 0 | 0 | 0 | 0 |