TCB vs VNM (2025)
KEY RATIOS
ROE (%)
TCB
14.46
VNM
27.3
ROA (%)
TCB
2.18
VNM
17.66
Gross Margin (%)
TCB
56.1
VNM
41.13
Net Margin (%)
TCB
38.16
VNM
14.77
Debt/Equity
TCB
5.64
VNM
0.55
Equity Multiplier
TCB
6.64
VNM
1.55
Balance Sheet
| Item | TCB | VNM |
|---|---|---|
| Tangible Fixed Assets | 6,343.7 tỷ | 11,618 tỷ |
| Intangible Fixed Assets | 5,779.2 tỷ | 1,030.8 tỷ |
| Total Assets | 1,192,344 tỷ | 53,312 tỷ |
| Total Liabilities | 1,012,843 tỷ | 18,829 tỷ |
| Owner's Equity | 179,501 tỷ | 34,483 tỷ |
| Current Assets | — | 36,261 tỷ |
| Non-Current Assets | — | 17,051 tỷ |
| Fixed Assets | — | 12,649 tỷ |
| Current Liabilities | — | 18,520 tỷ |
| Non-Current Liabilities | — | 309.1 tỷ |
Income Statement
| Item | TCB | VNM |
|---|---|---|
| Revenue | 68,017 tỷ | 63,724 tỷ |
| Gross Profit | 38,155 tỷ | 26,209 tỷ |
| Operating Profit | 36,959 tỷ | 11,660 tỷ |
| Profit Before Tax | 32,538 tỷ | 11,650 tỷ |
| Net Profit After Tax | 25,954 tỷ | 9,413.6 tỷ |
| Profit Attr. to Parent | 25,290 tỷ | 9,410.2 tỷ |
| EPS (VND) | 3,572 | 4,028 |
| Net Revenue | — | 63,646 tỷ |
| Cost of Goods Sold | — | 37,436 tỷ |
| Selling Expenses | — | 13,642 tỷ |
| G&A Expenses | — | 1,904.1 tỷ |
Cash Flow
| Item | TCB | VNM |
|---|---|---|
| Operating Cash Flow | 39,924 tỷ | 8,668.1 tỷ |
| Investing Cash Flow | -816.4 tỷ | 1,976.1 tỷ |
| Financing Cash Flow | 5,235.8 tỷ | -11,082 tỷ |
| Ending Cash Balance | 191,827 tỷ | 1,794.9 tỷ |