Total Assets
6,826 bn VND
2023–2025
Revenue
933 bn VND
2023–2025
Net Profit
240 bn VND
2023–2025
Equity
2,449 bn VND
2023–2025
QOQ GROWTH Q4/2025 vs Q3/2025
+8.7%
Assets Growth (%)
+11.0%
Equity Growth (%)
+12.4%
Revenue Growth (%)
+12.4%
Net Revenue Growth (%)
+7.0%
Net Profit Growth (%)
B
65/100
FINANCIAL HEALTH
profitability: 12/25
leverage: 12/25
margin: 25/25
ANALYST CONSENSUS
Aggregates use stored analyst metadata from configured sources (e.g. fireant.vn); coverage is not comprehensive for all listed names. Each row includes source and URL.
OPINIONS (730D)
0
WITH TARGET
0
MEAN TARGET
—
MEDIAN TARGET
—
TARGET RANGE
—
REPORTS IN WINDOW
| Date | Firm | Rating | Target | Vs Mean | Source |
|---|---|---|---|---|---|
| No analyst rows stored yet for this ticker. Run ingestion or try again later. | |||||
JSON: /api/analyst/F88
INDUSTRY RANK — Financial Services
#2
ROE (%)
of 47
#4
ROA (%)
of 47
#24
Net Margin (%)
of 47
#39
Gross Margin (%)
of 47
KEY RATIOS (2025)
9.81
ROE (%)
Net Profit After Tax / Owner's Equity × 100
3.52
ROA (%)
Net Profit After Tax / Total Assets × 100
34.04
Gross Margin (%)
Gross Profit / Revenue × 100
25.74
Net Margin (%)
Net Profit After Tax / Revenue × 100
1.79
Debt/Equity
Total Liabilities / Owner's Equity
2.79
Equity Multiplier
Total Assets / Owner's Equity
DUPONT ANALYSIS
25.74
DuPont: Net Margin (%)
0.14
DuPont: Asset Turnover
2.79
DuPont: Eq. Multiplier
9.81
DuPont: ROE (%)
ROE = Net Margin × Asset Turnover × Equity Multiplier
📊 Analyst Consensus
No analyst coverage data available for F88 in the last 730 days.
Balance Sheet Bảng Cân Đối Kế Toán — 34 items, 2 years · values in tỷ đồng
| Line Item | 2025Q4 | 2025Q3 |
|---|---|---|
| TOTAL ASSETS (Bn. VND) | 6,825.7 tỷ | 6,279.7 tỷ |
| Cash and cash equivalents (Bn. VND) | 280.4 tỷ | 310.4 tỷ |
| Held-to-Maturity Securities | 76.2 tỷ | 71.7 tỷ |
| Long-term investments (Bn. VND) | 50.0 tỷ | 0 |
| Fixed assets (Bn. VND) | 48.4 tỷ | 51.2 tỷ |
| Tangible fixed assets | 7.0 tỷ | 7.3 tỷ |
| Intagible fixed assets | 41.4 tỷ | 43.9 tỷ |
| TOTAL RESOURCES (Bn. VND) | 6,825.7 tỷ | 6,279.7 tỷ |
| LIABILITIES (Bn. VND) | 4,376.5 tỷ | 4,072.7 tỷ |
| OWNER'S EQUITY(Bn.VND) | 2,449.3 tỷ | 2,207.0 tỷ |
| Undistributed earnings (Bn. VND) | 723.6 tỷ | 483.5 tỷ |
| CURRENT ASSETS (Bn. VND) | 5,454.8 tỷ | 5,112.0 tỷ |
| Short-term investments (Bn. VND) | 76.2 tỷ | 71.7 tỷ |
| Accounts receivable (Bn. VND) | 5,049.8 tỷ | 4,678.4 tỷ |
| Prepayments to suppliers (Bn. VND) | 28.9 tỷ | 20.1 tỷ |
| Short-term loans receivables (Bn. VND) | 4,683.6 tỷ | 4,334.9 tỷ |
| Inventories, Net (Bn. VND) | 1.5 tỷ | 2.1 tỷ |
| LONG-TERM ASSETS (Bn. VND) | 1,370.9 tỷ | 1,167.8 tỷ |
| Common shares (Bn. VND) | 84.7 tỷ | 82.6 tỷ |
| Paid-in capital (Bn. VND) | 84.7 tỷ | 82.6 tỷ |
| Capital and reserves (Bn. VND) | 2,449.3 tỷ | 2,207.0 tỷ |
| Long-term borrowings (Bn. VND) | 1,878.9 tỷ | 1,288.3 tỷ |
| Long-term liabilities (Bn. VND) | 1,921.1 tỷ | 1,288.3 tỷ |
| Advances from customers (Bn. VND) | 49.8 tỷ | 40.9 tỷ |
| Short-term borrowings (Bn. VND) | 1,705.9 tỷ | 2,159.7 tỷ |
| Current liabilities (Bn. VND) | 2,455.4 tỷ | 2,784.4 tỷ |
| Long-term prepayments (Bn. VND) | 46.2 tỷ | 44.2 tỷ |
| Other long-term receivables (Bn. VND) | 27.8 tỷ | 27.1 tỷ |
| Long-term loans receivables (Bn. VND) | 948.0 tỷ | 798.0 tỷ |
| Long-term trade receivables (Bn. VND) | 970.1 tỷ | 819.6 tỷ |
| Net Inventories | 1.5 tỷ | 2.1 tỷ |
| Other current assets | 47.0 tỷ | 49.3 tỷ |
| Other non-current assets | 300.2 tỷ | 295.1 tỷ |
| MINORITY INTERESTS | 0.24 tỷ | 0.22 tỷ |
Income Statement Báo Cáo Kết Quả Kinh Doanh — 22 items, 2 years · values in tỷ đồng
| Line Item | 2025Q4 | 2025Q3 |
|---|---|---|
| Revenue (Bn. VND) | 932.9 tỷ | 829.8 tỷ |
| Attribute to parent company (Bn. VND) | 240.1 tỷ | 224.5 tỷ |
| Profit before tax | 304.1 tỷ | 282.0 tỷ |
| Tax For the Year | -63.9 tỷ | -57.5 tỷ |
| Business income tax - current | -67.0 tỷ | -67.0 tỷ |
| Business income tax - deferred | 3.1 tỷ | 9.5 tỷ |
| Minority Interest | 0.02 tỷ | 0.02 tỷ |
| Net Profit For the Year | 240.2 tỷ | 224.5 tỷ |
| Attributable to parent company | 240.1 tỷ | 224.5 tỷ |
| Financial Income | 232.8 tỷ | 204.8 tỷ |
| Interest Expenses | -122.7 tỷ | -110.9 tỷ |
| Sales | 932.9 tỷ | 829.8 tỷ |
| Net Sales | 932.9 tỷ | 829.8 tỷ |
| Cost of Sales | -615.3 tỷ | -476.3 tỷ |
| Gross Profit | 317.6 tỷ | 353.6 tỷ |
| Financial Expenses | -141.3 tỷ | -119.9 tỷ |
| Selling Expenses | -65.6 tỷ | -49.9 tỷ |
| General & Admin Expenses | -176.3 tỷ | -232.6 tỷ |
| Operating Profit/Loss | 167.0 tỷ | 156.0 tỷ |
| Other income | 141.1 tỷ | 127.3 tỷ |
| Other Income/Expenses | -4.1 tỷ | -1.3 tỷ |
| Net other income/expenses | 137.0 tỷ | 126.0 tỷ |
Cash Flow Statement Báo Cáo Lưu Chuyển Tiền Tệ — 27 items, 2 years · values in tỷ đồng
| Line Item | 2025Q4 | 2025Q3 |
|---|---|---|
| Net Profit/Loss before tax | 304.1 tỷ | 282.0 tỷ |
| Depreciation and Amortisation | 2.9 tỷ | 2.9 tỷ |
| Provision for credit losses | 328.9 tỷ | 246.8 tỷ |
| Operating profit before changes in working capital | 579.4 tỷ | 439.1 tỷ |
| Business Income Tax paid | 0 | -10.0 tỷ |
| Purchase of fixed assets | -0.42 tỷ | -0.72 tỷ |
| Gain on Dividend | 242.4 tỷ | 244.6 tỷ |
| Net Cash Flows from Investing Activities | 187.5 tỷ | 243.9 tỷ |
| Increase in charter captial | 2.1 tỷ | 0 |
| Cash flows from financial activities | 133.6 tỷ | 328.3 tỷ |
| Net increase/decrease in cash and cash equivalents | -30.0 tỷ | -89.8 tỷ |
| Cash and cash equivalents | 310.4 tỷ | 400.2 tỷ |
| Cash and Cash Equivalents at the end of period | 280.4 tỷ | 310.4 tỷ |
| Collection of loans, proceeds from sales of debts instruments (Bn. VND) | 106.6 tỷ | -45.0 tỷ |
| Loans granted, purchases of debt instruments (Bn. VND) | -205.1 tỷ | 89.0 tỷ |
| Unrealized foreign exchange gain/loss | -0.23 tỷ | -7.0 tỷ |
| Profit/Loss from investing activities | -226.8 tỷ | -202.0 tỷ |
| Interest Expense | 128.5 tỷ | 116.3 tỷ |
| Increase/Decrease in receivables | -865.4 tỷ | -1,055.2 tỷ |
| Increase/Decrease in inventories | 0.63 tỷ | 0.25 tỷ |
| Increase/Decrease in payables | 48.5 tỷ | 65.3 tỷ |
| Increase/Decrease in prepaid expenses | 0.17 tỷ | -0.04 tỷ |
| Interest paid | -114.4 tỷ | -101.4 tỷ |
| Net cash inflows/outflows from operating activities | -351.1 tỷ | -662.0 tỷ |
| Proceeds from disposal of fixed assets | 44.0 tỷ | -44.0 tỷ |
| Proceeds from borrowings | 1,000.4 tỷ | 511.0 tỷ |
| Repayment of borrowings | -868.9 tỷ | -182.7 tỷ |